(NC)—If you're looking for ways to save money on your car insurance, the following useful tips will help.
Drivers with no accidents, tickets or insurance claims almost always pay less for their auto insurance coverage. With a less than perfect driving record, you can find yourself paying much higher insurance premiums over the years.
Make sure all your cars are on the same policy
Most insurance companies offer a "multi-vehicle discount" for customers who insure more than one car on the same policy.
Insure both your car and home with the same company
Again, this may qualify you for a discount called the "multi-line discount.” Most companies offer this discount as an incentive to get your home insurance business, too.
Ask about other discounts you might be able to get
Additional common discounts include anti-theft, winter tire, age, low mileage, occupational and auto club discounts, all of which could save you money, if they are available and if you qualify.
Increase your deductibles
The higher your deductibles, the lower your insurance premium, so raise them as much as you can. Keep it affordable though, because this amount is how much you'll have to cover if you need to submit a claim.
Get quotes if you have moved, or are moving
Don't assume your current auto insurer will continue to offer you the best rate at your new address. After moving, the best advice is to compare car insurance quotes. It's the only way to know you're still getting the best insurance rate possible.
Don't believe the myths about auto insurance premiums
Auto insurance premiums vary across insurers. In fact, each insurer's car insurance rates are so unique to them that it's likely safe to say that no two are alike.
With car insurance comparison services like www.kanetix.ca, you can get online quotes from competing insurers to see if you can save money on your premiums.
Compare apples-to-apples while shopping
When comparing car insurance quotes, make sure you're consistent and include the same deductibles, coverages, and limitations so to achieve like rates. At comparison sites, like Kanetix.ca, where you can compare rates side-by-side, they'll do this task for you.